Wallet Transaction Object

attribute	type	description
walletTransactionID	string	Zeal Transaction ID
type	enum	Holds one of the following values: `credit` : this represents a positive contribution to the wallet balance (net pay credits) `debit`: this represents a negative contribution to the wallet balance (push-to-card transfers)
companyID	string	Zeal Company ID
employeeID	string	Zeal Employee ID
contractorID	string	Zeal Contractor ID
cardID	string	ID of card used in transaction
bankAccountID	string	ID of bank account used in transaction
gross_amount	float	Gross amount of transaction, before any fees.
net_amount	float	Net amount the transaction , after any fees. In the case of `debit` type, this is the amount the worker receives
partner_fee	float	Partner fees on the push-to-card transfer. Only applicable for `debit` type, otherwise $0.
zeal_fee	float	Zeal fees on the push-to-card transfer. Only applicable for `debit` type, otherwise $0.
last_four	string	Last four digits of card number. Only applicable for `debit` type.
date	string	Timestamp of transaction

{
    "walletTransactionID": "c2213b02e052f60cfb0e4ba4",
    "type": "debit",
    "companyID": "bf015b00e052f60cfb0e4a0d",
    "employeeID": "d210f054bf5b006f50aecbe0",
    "contractorID": null,
    "bankAccountID": null,
    "cardID": "10c313104851406408f4130be0540451",
    "gross_amount": 102,
    "partner_fee": 1,
    "zeal_fee": 1,
    "net_amount": 100,
    "last_four": "0432",
    "date": "2025-08-01T23:00:00.000Z"
}

A Wallet Transaction represents the movement of funds into (credit) or out of (debit) the worker's Instant Pay Wallet.

If the transaction isdebit type:

This represents a push to card transfer out of a worker's wallet to their card
If you have a Charge Policy set up with Instant Pay, Zeal will apply your partner fee and the Zeal fee on transfers out of the wallet. The resulting net_amount is what the worker will receive to their card
The last four digits of the worker's card that receives the funds is stored on the transaction object

If credit type:

This represents a payment made to the wallet, such as net pay credits
The gross amount and net amount will be equal since there are no fees