> ## Documentation Index > Fetch the complete documentation index at: https://docs.zeal.com/llms.txt > Use this file to discover all available pages before exploring further. # Paycards (Early Access) > Paycards allow workers to get paid faster and have easier access to their funds. ## Intro Paycards allow workers to get paid faster and have easier access to their funds. Once a worker completes paycard enrollment, a paycard is provisioned to them, and the paycard is now available as a disbursement method for an employee check or contractor payment (e.g. net pay is sent to the paycard). A worker can currently see their paycard details, see transaction history, and transfer funds to an external bank account through the whitelabeled mobile app. **Note: This product is in Early Access. Please reach out to the Zeal team to get access to this Product.** ## In this guide * How to include the paycard enrollment screen in worker onboarding * How to set paycards as a disbursement method on an employee check or contractor payment * How workers can access paycard details * How to access paycard information in the Zeal API ## Paycard Enrollment See [here](/docs/paycard-onboarding) for more paycard enrollment and provisioning information. ## Paycards in Mobile App Workers can access their paycard details by logging into their worker dashboard in the mobile app and selecting the "Paycard" screen. On this page, workers can: 1. view the paycard details 2. add the card to digital wallet 3. see transaction history 4. transfer balance to an external bank account 5. lock the card ## Paycards API You can find the Paycard Object details [here](/reference/paycards/paycard-object) and can use the [GET /paycard endpoint](/reference/paycards/get-paycards) to get all Paycard Objects for a company. This can be helpful for programmatically monitoring the status of paycards for workers. The `status` field holds one of the following values: `active`, `suspended`, `terminated`. ## Paycard Disbursement Method If you wish to have a worker's net pay be sent to their paycard, you can set `disbursement_method` = `paycard` when creating an [employee check](/reference/employee-checks/employee-checks/create-employee-check) or [contractor payment](/reference/contractor-payments/create-contractor-payment). If the disbursement method is set to `paycard`, the net pay amount will be available on the paycard when payroll is processed (e.g. the balance on the paycard will increase by the net pay amount and a new credit transaction will be shown to the worker). You will receive an error if you try to use `disbursement_method` = `paycard` on a worker that does not have `paycard_enabled` = `true`. ### Real-time Contractor Payments using Triggers If you want to disburse the funds of a contractor payment earlier than normal processing times, you can facilitate a real-time payment to the worker's paycard by [triggering the contractor payment](/reference/contractor-payments/trigger-disbursement). The contractor payment must have `disbursement_method` = `paycard` and must still be in the `pending` status. When a pending contractor payment is triggered, it becomes "locked" and uneditable. The funds will be sent to the paycard immediately at time of triggering instead of being sent during normal processing. ## Recap * Workers must complete the paycard enrollment page which can be included in worker onboarding through UI or API * Workers can access the Paycard page in the mobile app * Paycard objects can be retrieved using the API